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Here are the final changes to your Family Monthly Budget. Please record the changes and make sure you SHARE your both your PMB Worksheet (Google Doc) and your PMB Budget (Google Sheets) with me (hscribner@ccs.us) for credit.  I will review your budget and comment on them right away. This will be a major part of the grade for this marking period: MAKE THE FINAL FOLLOWING CHANGES TO YOUR BUDGET    1. Add 5 pints of your favorite ice-cream to your grocery bill for the month 2. Add $150 to your budget for home repair 3. Add a Doctor’s visit to your budget ($20 copay) 4. If you did not add a vehicle to your initial budget, you need to find a car and insurance. 5. Get a pet: dog, cat, fish, snake, whatever….but budget for the animal, veterinarian and care products. 6. You are taking a class at a local college….add $425 for tuition and $125 for books. 7. You went to the movies with your niece/nephew/child/etc…..add enough to cover popcorn and tickets. 8. You took firs...

Objective: Students will learn why insurance is critical to making sure they are covered in the event of a catastrophic loss. Students will complete a Journal Entry about the primary types of insurance they may require in their lives. Students will discover what Renters Insurance is and why it is important. Students will calculate basic costs for different types of coverage and estimate monthly costs associated with Renters Insurance. Students will then choose a Dream Car and investigate the costs of owning and operating it. STEPS 1. Read Lifehacker Article and Complete Journal (Weebly) Entry 2. Follow steps to learn about and estimate Renters Insurance Needs. 3. Follow directions for Dream Car exercise and investigate insurance costs. 4. Enter costs on Budget Sheet prior to leaving class today! 5. Work on any items still outstanding for class. Please READ the following article http://lifehacker.com/what-types-of-insurance-do-i-really-need-1488536904 and write a Journal Entry ...

Objective: Students will begin to enter data on their budget sheets. ALL ENTRIES ARE TO GO IN THE "ACTUAL" COSTS COLUMN OF THE BUDGET! Students should spend time today entering their Actual Costs for rent, transportation (train/bus pass), shopping costs and any other items on their budget sheets. Students should also add the MONTHLY INCOME to the INCOME BOX to initialize the sheet. Finally, students should research the cost of utilities in their new city and estimate the costs on their budget sheets. See directions below for figuring out your monthly utilities. Steps: 1. Enter your Monthly Income in the Income Box on the Budget Sheet 2. Enter your Actual Cost for your RENT 3. Enter your Actual Cost for the SHOPPING you did to move in. 4a. Complete Journal Entry (Weebly) Listed Below 4b. Use the tools below to determine your Average Utility Costs for the Month:           Electric, Natural Gas, Water, Sewer, Trash Pickup, Phone, Cable, Internet 5. Ent...

Objective: To plan a weekly meal menu and shop for items on the list. To identify prices and differences in quality of different items. To be able to accurately create a personal menu, shopping list, and translate your purchases into an online budget form for evaluation. Steps: 1. Complete Weekly Menu Form - Get it Approved. 2. Complete Grocery List Based on Menu Choices - Get it Approved. 3. Shop online for items on Grocery List and compare quality and prices. 4. Total your Grocery Spending and Enter All Items on Shopping List in Budget Online (PMB) 5. Share your menu and list with class during final presentations. Please use the handout to plan your menu for a week. I would like you to plan at least 2 dinners for 2 people, and a family dinner (6 people or more) for the weekend sometime. It can be breakfast, lunch, or dinner, but include anything you would normally serve. Once your menu is complete, make a grocery list. In addition to groceries, there is a list of other it...

Google MAP Project Today you will be creating a GOOGLE MAP of your new home and work area. Please sign-in to GMAIL and then follow Google site to Google Maps. Below is a link to a sample map that I created for myself. It assumes that my first job out of college was teaching here. I located our school, a local apartment, and I saved the route I take to work (use Get Directions and save the result to your map). I also included most of the information that you will have to find for yourself. See my example at the following link: http://goo.gl/maps/aCRTS Once you have looked at my map, your assignment today is to CREATE your own GOOGLE MAP that includes the following items: Work, Home, Directions (Route) from Home to Work You must also include the following: GROCERY SHOPPING MALL/CENTER LAUNDRY/DRY CLEANER COFFEE SHOP PUBLIC TRANSPORTATION (Closest Bus or Train) CLOSEST MAJOR AIRPORT (In case you need to fly home to Philly) HOSPITAL DOCTOR'S OFFICE DENTIST'S OFFICE CHURCH/PLA...

START THE BUDGET Figure out your BASE PAY using the following website and formula: PAYSCALE.COM Do career research and find in-depth salary data for specific jobs , employers , schools , and more .  Once you have identified your Job Title and Location in the United States, it will give you a salary range.  You will make the Entry-Level (25%) to start with.  You will need to use the following formula to change your salary from Annual GROSS PAY to Monthly NET PAY for your budget: Yearly GROSS PAY x .65 = Yearly NET PAY Yearly NET PAY / 12 Months = Monthly NET PAY Today we will review the PMB Worksheets, and enter the information that includes estimating our expenses.  We will spend time, in class, reviewing the following worksheet: PMB WORKSHEET - CCS-515 CSA MP4 S2 17-18 Once you have opened the worksheet, review all of the sections.  You are required, for this project, to keep track of all of your spending.  Your CheckBook tab will have all of your Debits a...

PERSONAL MONTHLY BUDGET STARTING POINT Today you will build on the research you completed Monday. You are responsible for not only finding a college and major you are interested in, but finding your first job after college. YOU MAY NOT FIND A JOB IN PHILADELPHIA OR THE REGIONAL AREA.   You must find an "ENTRY-LEVEL" job outside the Philadelphia Area (Philadelphia, Montgomery, Bucks, Delaware, and Chester, Camden, Burlington, and Gloucester Counties are off limits). Use the College and Major you chose on Monday and go to the following website https://www.aftercollege.com/ . Look on the right side of the opening page and you will see a box that says "Explore Curated Jobs". Select a College you are interested attending (SCHOOL). Enter a (MAJOR) you are likely to study. Set the (GRADUATION DATE) for MAY of 2018 and click SHOW ME THE JOBS. If you chose professional training that did not require college, you must use Indeed.com, Monster.com, Careerbuilder, or other e...

Objective: Students should learn the basics about savings accounts and investing in the Stock Market. Students will use independent learning time to navigate through a series of videos to help them better understand basic Personal Budgets, Saving Money, Credit Card Tips, and how to Invest in Company Stocks. Students will complete a Journal Entry and sign up for our class Stock Market Challenge. Complete the Following Steps: 1. Read the Article below and complete a Journal Entry (On the CCS-515 PA CEW PMB Worksheet ) 2. Watch Videos Below and Complete Class Worksheet & Vocabulary List (on the form listed above.) 3. Create an account on Investopedia.com and click link below to join 2018 Game To begin your investing journey, please read the following article: Investing VS Gambling Article (Click Here) and write a brief (2-3 Sentences) journal entry about your feelings about the main point of the article. Second, watch each video link below on your own. After each video, answ...

Objective:  Students will use online research tools, conversation and creativity to identify a prospective college or career path for themselves.  Based on the selection of college's they choose, they will identify a major course of study as well.  Once identified, students will perform a number of tasks to record and explain their choices.  Students will be asked to complete the following tasks as they reflect on their choices: 1.  Constructed Response Journal Entry - Personal Monthly Budget Worksheet (PMB) 2.  Navigation and Completion of College/Major Choice Project 3.  Completion of Online Form to record choices. 4.  Completion of Google Document (SHARE) to outline information about their choice.  Today, the first thing you will create is a Journal Entry (see PMB Worksheet ) after reading the following article: https://bigfuture.collegeboard.org/explore-careers/college-majors/the-college-major-what-it-is-and-how-to-choose-one Please descr...

PA State information on Programming Jobs! Here it is!  Please visit  csedweek.org ,  code.org , and  hourofcode.com  to find a wide array of projects for you to complete in class, and at home.  Make sure you are spending some time at home showing your parents (and other family members) how cool is is to learn how to be a programmer! There is a wealth of information about careers, opportunities, and other ways to learn to code!  Use the information found at  code.org/promote  to help learn about what your states are doing to increase learning opportunities for students who want to learn about computer science. Watch The Video Below To Get Started! Once you have looked at some of the resources above, and we have discussed them as a class, you have a choice to work on the following items for credit this week: Project 1:  Try the Celebrity Challenge:   Go to  code.org/challenge  and create an app, game, or design with Code.org...

BEFORE YOU START TODAY: Check out the Youtube Channel for an 11-year-old kid who has 8 Apps in the Apple Store already.  He learned to code at age 8, and is cranking out his own Apps now!  He also has scholarships and numerous awards for his work already!  You could do the same thing! https://www.youtube.com/channel/UCuCWFtFqtR-OzqL1lLcdLXw Today you will be improving on your learning about the programming languages we saw with Code.Org.  You will learn a little about how HTML and CSS are used to create websites.  Please go to the following website after signing in to your Google Account: https://codemoji.com/ Click on "SIGN UP" and click the drop-down list to identify yourself as a student.  Next, enter your CCS Gmail account and choose a password you can remember!  Enter your password in both the Password block, and the Confirm Password block.  Click "Register Now".  You could also click "Register with Google Login" and follow the direction...